Your Healthier Tomorrow

Begins with a Comprehensive Health Insurance

Your Healthier Tomorrow

Begins with a Comprehensive Health Insurance

Health insurance

Health insurance is a type of insurance that covers the cost of medical expenses.

Health insurance can be provided by an employer, purchased on the individual market, or offered by a government program like Medicare or Medicaid.

Health insurance plans can be categorized as either fee-for-service or managed care. Fee-for-service plans typically allow patients to see any healthcare provider, while managed care plans require patients to see healthcare providers within a specified network.

Health insurance plans often have deductibles, co-pays, and co-insurance, which the patient is responsible for paying.

Health insurance plans must comply with the ACA's essential health benefits, including preventative care, prescription drugs, and mental health services.

Health insurance premiums can be affected by various factors, including age, health status, location, and plan type.

Health insurance is important because it helps individuals and families manage the cost of medical care, which can be very expensive without insurance.

Seeking Medicare options?

Medicare is designed to cater to individuals 65 or older who have paid taxes for a specific period or are eligible for Social Security or Railroad Retirement Board benefits.

Medicare offers a valuable resource for individuals seeking to manage the financial burden of medical expenses.

Choosing a health insurance plan can be a daunting task,

 but there are a few key factors to consider that can help you make an informed decision

Which Health Insurance Plan Best Suits Your Needs?

Looking for medical care plans that are perfect for you and your loved ones? We've got you covered! Check out our wide range of options, including Affordable Care Act (ACA) Marketplace plans and short term plans, specially designed for those under 65.

If you're over 65 years old or about to turn 65, or maybe you're someone who qualifies for Medicare because of a disability or other situation, then there are some options available to you that you might want to check out. These options include Medicare Advantage, Medicare Supplement plans, and prescription drug coverage.

Are you looking for some flexible insurance options to complement your primary coverage? Check out our range of supplemental plans, including dental and vision coverage. We also offer cash-benefit programs for unexpected events like accidents or critical illness.

Are you looking for some flexible insurance options to complement your primary coverage? Check out our range of supplemental plans, including dental and vision coverage. We also offer cash-benefit programs for unexpected events like accidents or critical illness.

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frequently asked questions

What is a deductible?

A deductible is an amount you must pay out of pocket before your insurance coverage kicks in. For example, if you have a $1,000 deductible and receive medical care that costs $2,000, you would be responsible for paying the first $1,000, and your insurance would cover the remaining $1,000.

What is a copayment?

A copayment, or copay, is a fixed amount you pay for certain medical services, such as a doctor's visit or prescription medication.

What is a network?

A network is a group of healthcare providers, hospitals, and facilities contracted with an insurance company to provide care to its members. In-network providers typically offer lower costs to patients than out-of-network providers.

What is a pre-existing condition?

A pre-existing condition is a health condition that existed before you enrolled in a health insurance plan. Prior to the Affordable Care Act, insurance companies could deny coverage or charge higher premiums for individuals with pre-existing conditions.

What is open enrollment?

Open enrollment is a period during which you can enroll in or make changes to your health insurance plan. The dates and duration of open enrollment vary by plan and insurer.

Do you need assistance in choosing the right product or require help with your existing product?

©Copyright 2023| Boom Insurance Agency. All Right Reserved

©Copyright 2024| Boom Insurance Agency. All Right Reserved